Quote:
Originally Posted by LuvMyE92
I'm looking to buy (lease) a 2023 M550ix that is enroute to the dealer, and they sent me the "deal" yesterday for a lease. I'll break down the numbers below, but long story short, their price is $1354 and when I crunch it on leasehackr (using all defaults) I come up with $1066. That's a fairly significant difference.
My dealer loves to maximize their profit. I get that, especially these days when they are selling fewer cars but still have a stiff overhead to cover. And I can buy the car instead of leasing with little hardship... I just like the safety margin of a lease - which I know has pros and cons, I'm just sayin'...
I have tier one credit, and so I should get the best MF. They know this - I am a repeat customer. There may be some paint protection plans built into their quote that they didn't break down for me. And wheel protection. And paid maintenance. And nitrogen. 
I don't know what residual or money factor they are using. I get a worse number when I use the BMW web site, so maybe I should shut up? 
2023 M550ix
MSRP 87,195
Net Price 82,208
Due at inception 2196
NC tax rate: 7.5%
10K miles/year
36 months
no multiple MSD
TYIA for comments and suggestions.
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Thats a low inception. You can always ask them for exactly all the inputs they are using to build out your payment. Yours is also a 2023, the 2022 have been going to about 1500 these day.