Quote:
Originally Posted by wjjkoevoets
It's like reverse socialism lol.
And I wouldn't lose a night's sleep over Comcast losing some money lol
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It's outright socialism.
Quote:
Originally Posted by stooker
It's not just about disputes with stores/companies you actually do business with. This is also in regards to fraudulent charges, identity theft, etc. Credit cards are typically much better to deal with in getting charges removed from your bill. As stated before, with a debit card, the money is already debited from your account, and you may never get it back. Another way to look at it is, it's far easier to cancel debt (credit card) than it is to return money (debit card).
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What's the difference? Someone is losing money in either case, I suppose. I'd guess credit dispute works better just because the bank cares about it's money (credit) a bit more than yours (debit). Furthermore, once you've lost money you might need a credit to make it even more interesting for them.
I absolutely don't get why I should spend money on credit when I don't need it (my debit account is sufficient). Cashback and points are bullshit cheating to seduce you into playing THEIR (making their profit, not yours, at your expense in particular) game: you get a little now to lose much then, I believe.