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I'll beg to differ with you, halB.
"Using your own car in a discounted high performance driving school is also considered racing and thus no insurance coverage."
WRONG! After putting my car into a wall at Heartland Park (Topeka) October of '06, I was fully covered by American Family Ins.
I paid my $500 deductible, they picked up the total cost of the repair, ~9K!
They are afterall, high speed DRIVER EDUCATION events. (This is part of the reason that these events are so strict about making sure you're NOT racing--anyone else or even the clock.)
People may want to check with their own particular insurance company beforehand to double-check coverage. I did, and was told I'd be covered, which I was.
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