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      11-03-2019, 03:08 AM   #103
gs1403
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Drives: 2020 F82 6MT
Join Date: May 2019
Location: NY

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Quote:
Originally Posted by Daceptak0n View Post
What do you guys think of my lease deal?

2019 540i
Bluestone Metallic with Night Blue interior (Nappa Leather)
Options: M-Sport, Premium, Driver Asst Pkg
MSRP: 72K
RV: 59%
MF: .00168
Down: $1500
Payment: $640

Rolling in 3 payments ($1584) and forgiving $1K wear & tear items
Not much information to be sure.

Taxes and fees included in payment or paid up front? Is the $1500 a cap reduction or money up front for fees? Assuming loyalty since you mentioned rolling in payments and wear and tear forgiveness?

Regardless of anything, $640/month seems to be an okay payment for a $72k car. Your rolled in remaining payments essentially equal the money you're putting down on this lease (assuming the $1500 is a cap reduction) so I disregarded the down payment since there aren't any pull-ahead incentives for this car. I also assumed that you were paying some taxes and dealer fees up front. With the marked up money factor, it seems like the dealer is discounting your car roughly $7.5k before the $4.5k in incentives. Ask for the same deal with the base money factor, which should bring your payment down to the $610s. If you are not paying any taxes or fees up front, then it seems like you have a pretty fair deal either way.
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