Quote:
Originally Posted by forza1976
In what scenario do you get your cap cost reduction returned? If you have the car a year, it depreciates and if you wreck it and are upside down. The GAP is covered to get you whole as it relates to what you owe. We aren’t talking about MSD’s here. BMW doesn’t offer those anymore...
Please explain the research you mention...
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None, you paid the depreciation up front. Or, said another way, a bit of each payment was paid up front, thus lowering each monthly payment. If there was equity in the car (I.e. the insurance payout is more than what is owed on the contract) then you might get some money back, but it’s unlikely.