Quote:
Originally Posted by Mrklaw
I have one where I was hit in a car park and informed the insurance company (because I was told to by the police). But made no claim. It is now showing up as 'open' on my account. I rang them up and they said they'd close it and I didn't have to declare it because there was no claim. But the website suggests I should.
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A neighbour scratched my car but he covered the costs - I think it was a mistake for me to ring the insurance company back then as I also had this incident left as "open" claim and the insurer included that in the no claims bonus letter which in turn caused issues when I moved insurers.
I my view they use anything as an excuse to "adjust" the premiums but the suggestion really is to use your best criteria and report incidents you may need the insurance company to cover/get involved.