The fanatec hardware is worlds better than the G27. You'll be very happy with your setup especially coming from nothing. Once you get hooked, you'll want to upgrade to their club sport range of hardware someday. Everything just feels better (as expected).
But Assetto Corsa should be the top on your list. No other game/sim comes close to it in terms of realistic physics. All the tracks are laser-scanned and the cars handle eerily like their real life counterparts. I mean each car drives significantly different to each other which is an amazing feat. I've bought every sim over the past few years and nothing comes close to it. Just keep in mind it's not a game and doesn't try hard to be one.
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