Quote:
Originally Posted by PhoenixWolf
A single lease payment is the most risky transaction you can do with a lease. If your car is totaled after you drive off from the dealer you just lost all those thousands of dollars. I would never do a single lease payment unless money was flowing to me like the Niagara falls.
But to answer your question yes you get a big discount on it upfront.
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Are you basing your claim on losing the entire payment on facts and contractual language? Is there no escrow account used as the OP mentioned? If you have good insurance coverage and gap insurance, you're still screwed on that payment?