why is your MF .00228 (5.47%)?
not only is that marked up from the BMW buy rate, .00188(4.512%), you have 7 MSD's that need to bring the buy rate down to .00153(3.672%) (.00005 PER MSD)
you should also get $1k loyalty and the $1500 lease cash they are offering for the M550i - was this already in account in the discount?
since the car has over 300 miles, I would take the discount they are offering + the $2500 in credits and have the MF fixed then you should have a much nicer payment.
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