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Try PenFed. When I bought my first M3, I was young and had little credit history but I was able to lock in 1.49% with a cosigner (not sure if you have that option).
I recently went with PenFed again for a refi on a new car and got 3.49%. Good luck
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Akrapovic | AngeliBright | APEX | Hankook | IND | JRZ RS1 | Macht Schnell | Mode Carbon | Vorsteiner |