Definitely worth the extra £500 to go for HK over hi-fi unless, perversely, you intend to spend serious £ on aftermarket kit, in which case the hi-fi option is ideal because it gives you a nice flat 4 channel analogue signal to feed to decent amps, and enough speaker positions populated and wired.
When I spec my G30 I will go for HK and then the only further change I will make is to swap the front left and right tweets and mids for Bavsound stage 1 items, and disconnect the centre channel. In this setup about 80% of what you hear is the front L and R channels so it's hardly worth swapping the rear tweets and mids. And the HK amp and underseat woofers are powerful and clean enough for most people.
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