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      12-04-2021, 12:30 AM   #8
SpeedyATL
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Drives: Z4 M40
Join Date: Dec 2021
Location: GA

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Garage List
2015 Yamaha FZ-09  [10.00]
2018 BMW S1000XR   [9.83]
2018 BMW R1200RT  [10.00]
2023 BMW X4  [7.88]
2022 BMW Z4  [9.78]
Im in the same boat. I don't think prices are going to normalize for a while. The dealers are now hooked on msrp deals and are making a mint in this environment.

So, i took the 4k in equity they offered on my expired.0.45% lease to buy something new. Better to get some equity vs buying out a lease that is $5k under water in a typical market.

Im putting half down and planning to keep the car a little longer so it still feels like a lease from a payment perspective.

We just got an offer on my wife's x3 for 7k over buyout while her 0.8% lease expires in August. Thinking hard about taking it as that plus 2k from penfed and .5k loyalty, 9.5k off a 60k replacement is a solid deal, even in a normal market.

These are strange times, but while the market may or may not normalize soon, rest assured that bmw will continue increasing prices and/or decontenting their offerings to keep up with inflation and lending rates are likely to move up as well.
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