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      01-19-2020, 01:20 PM   #31
zx10guy
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Drives: 2013 135i
Join Date: Feb 2014
Location: DC

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This is all assuming said insurance company is being straight forward about offering you a discount. Unless you have actual access to the calculation criteria on how they come up with your "pre-discounted" rate, you're just taking their word for it about them giving you a discount. The discount could be already factored in due to changes in the risk dynamics of your geographical area, your car itself, and similar people of your profile.
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