Quote:
Originally Posted by B58togo
There is no "high" 800's unless you're talking about some bogus Vantage score or something other than a true FICO score. FICO is capped at 850. FICO is the only score to be concerned with. You have one with Trans Union, one with Experian and one with Equifax.
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Incorrect.
Of the roughly 28 FICO formulas, the general Scores range from 300 to 850, but the Industry Specific Scores (such as Credit Cards and Auto Loans) used by BMWFS and other Automobile Financial Firms, range from 250 to 900.