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Glad this thread was made. There are many ways to approach this. Different states have different coverage minimums, as well as based on your region rates can vary. For example paying 1200 in NYC for 6 months with full coverage would be a great rate, where as if you were paying 1200 in middle of no where PA would be considered a bad rate.
There is also a factor of your driving record, other drivers, # of vehicles on the policy etc.
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