Quote:
Originally Posted by Billfitz
They wanted $2400 at my dealership, covering both tires and rims. Forget that, I can get the tires for $200 and have the gear to mount and balance them myself. Rim damage comes from hitting potholes or curbs, so careful driving is the cure for that ailment. I also made sure not to get 18s, which wasn't easy, as most inventory has them. The greater the rubber to rim ratio the smoother the ride and the less likely you are to damage either the tire or the rim. 45 and smaller aspect ratios look nice but are a lot more risky.
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Yea if you can mount & balance the tires yourself it's definitely not worth it to buy that "insurance".
Also 2400 is way too high. I got mine for $900 - 5years, both tires & rims.
I've had my car for about 2.5 years and only used it once - i looked at the invoice, the dealership put about $300 on it. (I have 18inch all seasons by the way).
You will have to replace at least 3 tires (or break 2 rims) in 5 years to make $900 worth.
So I guess it's not worth it, unless you have super bad luck...that's why I bought it...before I bought this car, I replaced 4 tires in a year (damn you random nails in the Chicago suburbs!) I guess that bad luck is gone (touch wood)
Oh by the way it doesn't cover any cosmetic damages. So yea if you scratched the rims on a curb or something, they are not gonna fix/replace it under the insurance.