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Originally Posted by Prazision
also another quick piece of advise, just because Liberty Mutual says they have an exclusive BMW discount, does not even mean they are actually competitive to other carriers within the market.
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Totally true. Everyone should shop around for their best price and if you have insurance on multiple items like boats and houses too, combining the policies in one company gets you more discounts usually.
I think the discount is either 5 or 10% off the normal rate so it is not huge, but the peace of mind that comes from making sure I get an original BMW replacement part vs. some random Chinese item in an accident made it worth it. Other agencies I contacted could match their rate for me and sometimes do a little better, 50-60 bucks a year, but none would offer me the same deal on parts.