It really depends on three things: your age, your location and your driving history (tickets / accidents). I would talk to friends who live in the area and decide who you want quotes from.
I requote every 6 months if my rates go up.
Here in Texas on 3 vehicles one driver, I pay $1,115 every 6 months with higher coverage limits. Coverage on the 2011 135i is $490 every 6 months currently. You have-to shop it.
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