[Terry989]

Since I plan on retiring in 2 years, I'm glad this thread was started! I also believe the market is top heavy and due for a correction over the next 12 to 18-months.

I haven't pulled any money out yet, but other than 401K's, I haven't invested additional money over the past year. Looking over the comments, normal investment instruments with low risk will return ~2-3%. Are there options for low risk returns that might be available with larger initial investments or longer holding times? If you can invest $250K, $500K, $1M, $2M etc., as a lump sum, does this open up better opportunities for capital preservation with a reasonable return, say at least ~6 to 7%?