BMW Garage BMW Meets Register Search Today's Posts Mark Forums Read
BMW 5-Series (G30) Forum Wheels | Tires | Suspension | Brakes | Chassis wheel and tire road hazard insurance

Post Reply
 
Thread Tools Search this Thread
      02-22-2020, 12:24 PM   #1
kmac1980
Major
28
Rep
1,031
Posts

Drives: '19 540xi
Join Date: Jan 2006
Location: toronto

iTrader: (1)

wheel and tire road hazard insurance

Hi Everyone,

Does anyone know what is fair price for wheel and tire insurance on a 2019 540xi msport (20" staggered eagle f1 ROF)?

I had a bad experience on a 2011 535msport with eagle 19" ROF Ls2 (3 sidewall bubbles) and these are smaller sidewall profile.

Taking delivery next week of the car and the business manager wanted $2600CDN for coverage on a 4 year lease. Seems like a lot on one hand, but a new set of goodyear or pirelli ROF tires is about that much.

any advice? do dealerships have the flexibility to discount this?

Thanks!
Kevin

Last edited by kmac1980; 02-22-2020 at 01:33 PM..
Appreciate 0
      02-22-2020, 01:24 PM   #2
Marior20
Private
14
Rep
70
Posts

Drives: White F10
Join Date: Oct 2014
Location: boston

iTrader: (0)

Thats high , I paid $1,450 for 4 yrs in Mass.
Appreciate 0
      02-22-2020, 01:27 PM   #3
kmac1980
Major
28
Rep
1,031
Posts

Drives: '19 540xi
Join Date: Jan 2006
Location: toronto

iTrader: (1)

Quote:
Originally Posted by Marior20 View Post
Thats high , I paid $1,450 for 4 yrs in Mass.
thanks, that's great info, was yours on 20" RFT?
Appreciate 0
      02-24-2020, 10:44 AM   #4
LogicalApex
First Lieutenant
182
Rep
383
Posts

Drives: 2020 BMW 530xe
Join Date: Jul 2019
Location: USA

iTrader: (0)

They wanted $2300USD for 5 years of Wheel & Tire when I picked up my 530e w/ 18" wheels in NJ. I told them to kick rocks.

I had a horrible amount of bubbles on my previous car which was a '14 MB C300. I had paid $800 for 5 years of MB Wheel & Tire protection and was able to go into the black on that in the first year due to our shitty roads and the weak tires. I stopped having problems immediately once I swapped to non-OE tires (to the ExtremeContact DWS06).

That being said, the vast majority of tire manufacturers and/or shops will warranty new tires for 1 or 2 years for road hazard for free. So you'll likely never make up the cost of the Wheel & Tire unless you have extremely bad tires and then you'd be better off just swapping them anyway.

It can get questionable if you damage the rims, but since these policies only cover the wheel not holding air you can still end up needing to pay out of pocket from potholes bending them enough to give you vibration and noise.

So my long winded recommendation is to put the money into a savings account and self fund your repairs. You'll likely come out ahead.
Appreciate 0
      02-24-2020, 11:18 AM   #5
kmac1980
Major
28
Rep
1,031
Posts

Drives: '19 540xi
Join Date: Jan 2006
Location: toronto

iTrader: (1)

Interesting, I didnít know they only cover wheels if they donít hold air. I thought they covered 2 instances of curb rash? My concern is it would cost me $2300cdn to put 4 new run flat tires on the car because of the 20Ē size. If it wasnít a lease Iíd swap out non run flats, but since I have to put run flats on at least on return, my thinking was if I blow 4 tires over 4 years it will be worth it, just thought the price was steep

Quote:
Originally Posted by LogicalApex View Post
They wanted $2300USD for 5 years of Wheel & Tire when I picked up my 530e w/ 18" wheels in NJ. I told them to kick rocks.

I had a horrible amount of bubbles on my previous car which was a '14 MB C300. I had paid $800 for 5 years of MB Wheel & Tire protection and was able to go into the black on that in the first year due to our shitty roads and the weak tires. I stopped having problems immediately once I swapped to non-OE tires (to the ExtremeContact DWS06).

That being said, the vast majority of tire manufacturers and/or shops will warranty new tires for 1 or 2 years for road hazard for free. So you'll likely never make up the cost of the Wheel & Tire unless you have extremely bad tires and then you'd be better off just swapping them anyway.

It can get questionable if you damage the rims, but since these policies only cover the wheel not holding air you can still end up needing to pay out of pocket from potholes bending them enough to give you vibration and noise.

So my long winded recommendation is to put the money into a savings account and self fund your repairs. You'll likely come out ahead.
Appreciate 0
      02-24-2020, 06:00 PM   #6
LogicalApex
First Lieutenant
182
Rep
383
Posts

Drives: 2020 BMW 530xe
Join Date: Jul 2019
Location: USA

iTrader: (0)

Quote:
Originally Posted by kmac1980 View Post
Interesting, I didnít know they only cover wheels if they donít hold air. I thought they covered 2 instances of curb rash? My concern is it would cost me $2300cdn to put 4 new run flat tires on the car because of the 20Ē size. If it wasnít a lease Iíd swap out non run flats, but since I have to put run flats on at least on return, my thinking was if I blow 4 tires over 4 years it will be worth it, just thought the price was steep
Yeah only you can determine if the peace of mind holds enough value for you to make it still worth it. Curb Rash here in PA isn't expensive to do ~125/wheel and since it is cosmetic you can do it before to you a lease return if needed. If you have to replace a tire due to a blowout or a bubble the question is how many occurrences would you need to replace for this to be a net gain? Especially since new tires will likely have Road Hazard Protection on them anyway. Additionally, the plans only pay for the damaged tire, but not others. If you have AWD, as I'm sure you will in Canada, then you may be required to either shave the tire or replace other tires at your expense since you need your tires to be within 1 or 2MM of tread on the same axle for AWD (otherwise you'll damage your AWD system).
Appreciate 0
      02-26-2020, 04:58 AM   #7
jsf721
Second Lieutenant
United_States
137
Rep
251
Posts

Drives: 2019 540i X M Sport
Join Date: May 2019
Location: Long Island, NY

iTrader: (0)

Paid 1500 at dealer. Started at 2200. Us pricing.


This is a scam and gets worse every lease. Less coverage for more $
Appreciate 0
      03-05-2020, 10:41 AM   #8
miner42
Private First Class
43
Rep
110
Posts

Drives: 2018 540i
Join Date: Mar 2019
Location: Texas

iTrader: (0)

$1800 for 5 yrs - I have the 20" 669 wheels and Pirelli P Zero RF. Already replaced one rear tire due to leak. $50 deductible. Tire was $405 retail.
__________________
2018 540i
Imperial Blue/Cognac
Appreciate 0
Post Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



All times are GMT -5. The time now is 01:36 PM.




5post
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2020, vBulletin Solutions Inc.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST