09-22-2022, 12:01 AM | #1 |
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I was side swiped on the front left fender / bumper / headlight area and even got the rim. They blew a red light almost hitting someone in the process.
Attached are the pics of the damage. The headlight cracked and the front bumper came out of place and won't snap back in. Seems like it got dented and wedged under the headlight, kind of weird. What're your guys' thoughts? Should I go through insurance (I have the other cars' license plate), or should I just pay out of pocket? Have a 500 deductible and they'd cover a loaner for 30 days. *I live in NYC and was debating taking it to rallye bmw but if anyone has any body shop recommendations please lmk! |
09-22-2022, 09:21 AM | #2 |
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That headlight is a $6K part according to other posts on the forum. Not counting the minor bodywork.
Use your insurance. That’s what you pay for it for. |
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09-22-2022, 02:27 PM | #3 | |
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If you have the guys plates, call the Police. If it was not your fault dont pay for shit. They have traffic cams everywhere in NY. Use the Police and your insurance wont go up. If he doesnt have insurance you can sue him in small claims Court.
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09-22-2022, 02:56 PM | #5 |
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Filed a police report & provided dash cam footage
(Can't upload a video otherwise I'd provide it here) Got the plate and had a private investigator get me insurance and personal info - called their insurance and filed a claim and provided the dash cam footage as well. Let's see what happens. Will fill you all in. |
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09-22-2022, 03:22 PM | #6 | |
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09-22-2022, 04:09 PM | #7 | ||
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Pretty decent quality. Trying to figure out how to upload it here for you all to see. Any recommendations? |
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09-22-2022, 04:43 PM | #9 | |
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It's pretty shit quality on the upload. Actual footage is crisp. |
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09-22-2022, 07:13 PM | #10 | ||
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So does this dude get nailed for hit and run? |
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09-23-2022, 12:35 AM | #12 |
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09-23-2022, 08:44 PM | #14 |
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Hit and run is no bueno. Dash cam FTW! Someone is getting a surprise visit from the boys in blue I hope.
Definitely go insurance and don't forget to ask for diminished value. Keep a copy of the video and pics of the repair in your car file if you own the car vs. lease. Resale will be easier when you can show a buyer what the carfax ding for an accident really was.
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09-23-2022, 10:11 PM | #15 | |
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Speaking with an attorney now to civilly sue for punitive damages, car depreciation, time of repair and rental etc. I just want to hit him over the head with as much as I can, fuck that guy Currently waiting on a claim with the drivers' insurance Geico (hired a private investigator and pulled all personal info and insurance info on the driver via the license plate) |
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12-14-2022, 08:07 AM | #16 | |
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You mentioned this was 3rd party dash cam footage, for the built in video recorder BMW offers, you would have had to hit the record button for 3 seconds button to capture this right? |
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01-01-2023, 09:55 PM | #17 |
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And the victim was never to be heard from again...
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