How to insure Bootmod3 (UK)?

Jams_123 · 04-13-2020, 05:19 PM

Evening all,

Just curious if anyone in the UK has declared Bootmod3 upgrade to their insurance company?

I'm with Admiral and they would cover MPPSK as it was <12% power gain and it was guaranteed by BMW.

In theory they will cover up to a 30% power increase so long as it's guaranteed by BMW.

How are other people managing this?

Many thanks

J

brokeboi · 04-23-2020, 06:43 AM

We keep our mouth shut and pray to god that nothing bad happpens.

AP · 04-23-2020, 08:54 AM

That a hell of a risk to take in my opinion.

Each to their own of course.

When I bought my g30 I had to list all of the option I had on the car over and above base spec. Although the person on the other end of the phone didn't know anything about cars in the slightest (why????!!!) for example when I said adaptive headlights the closest she could put down was rally spot lights! No that's not what I have ffs!

I would though specify it I suspect the extra probably isn't that much more and if you are involved in a shunt if there is any query about the car for whatever reason and it comes to light that it's modified then the insurance company may well refuse to pay out.

As I say just my opinion

Jams_123 · 04-27-2020, 03:39 AM

Yep, have to agree. It's just not worth it in a £30K car, let alone what you hit and if the person in that car is injured.

About a 20% power increase for a few hundred £ is VERY tempting, but want to make sure I'm properly covered.

That being said, I've driven about 5 miles in the past 6 weeks due to the lockdown, so it's not top priority right now!

04-13-2020, 05:19 PM	#1
Jams_123 Enlisted Member 10 Rep 45 Posts Drives: BMW 540i (G30) Join Date: Aug 2019 Location: Wiltshire, UK iTrader: (0)	How to insure Bootmod3 (UK)? Evening all, Just curious if anyone in the UK has declared Bootmod3 upgrade to their insurance company? I'm with Admiral and they would cover MPPSK as it was <12% power gain and it was guaranteed by BMW. In theory they will cover up to a 30% power increase so long as it's guaranteed by BMW. How are other people managing this? Many thanks J
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04-23-2020, 06:43 AM	#2
brokeboi Private 39 Rep 83 Posts Drives: F90 Join Date: Feb 2020 Location: Norway iTrader: (0)	We keep our mouth shut and pray to god that nothing bad happpens.
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04-23-2020, 08:54 AM	#3
AP Major General 2762 Rep 5,084 Posts Drives: G30 M550 Join Date: Apr 2011 Location: UK iTrader: (0)	That a hell of a risk to take in my opinion. Each to their own of course. When I bought my g30 I had to list all of the option I had on the car over and above base spec. Although the person on the other end of the phone didn't know anything about cars in the slightest (why????!!!) for example when I said adaptive headlights the closest she could put down was rally spot lights! No that's not what I have ffs! I would though specify it I suspect the extra probably isn't that much more and if you are involved in a shunt if there is any query about the car for whatever reason and it comes to light that it's modified then the insurance company may well refuse to pay out. As I say just my opinion
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04-27-2020, 03:39 AM	#4
Jams_123 Enlisted Member 10 Rep 45 Posts Drives: BMW 540i (G30) Join Date: Aug 2019 Location: Wiltshire, UK iTrader: (0)	Yep, have to agree. It's just not worth it in a £30K car, let alone what you hit and if the person in that car is injured. About a 20% power increase for a few hundred £ is VERY tempting, but want to make sure I'm properly covered. That being said, I've driven about 5 miles in the past 6 weeks due to the lockdown, so it's not top priority right now!
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