[Joe-BMW33]

Originally Posted by Sxs1687

Would anyone with this wheel and tire insurance mind sharing how much it is? Also, can you get it after owning the car for a while? I assume they'd do a wheel/tire inspection first, if you can buy it later.

I posted my details above. Mine was $1900 for 36 months. It is the W&T "Plus" and the Plus is for cosmetic accidental repairable damage. Bought at delivery, so no inspection, I am sure the underwriter trusts the dealers. I would assume buying it after delivery in mid stream would require an inspection or pictures.

[LogicalApex]

Originally Posted by Sxs1687

Would anyone with this wheel and tire insurance mind sharing how much it is? Also, can you get it after owning the car for a while? I assume they'd do a wheel/tire inspection first, if you can buy it later.

You can purchase it after owning the car for a while and there is no wheel inspection needed. At least this has been true in both cases I've purchased such policies. On my CPO Mercedes I purchased it from a dealer out of state for what was next to no money in today's world ($800 5y/ unlimited claims w/ cosmetic) and never had an issue using the coverage (it was OEM MB). I recently purchased a policy on my 530xe w/ 22K miles on it ~2.5y after owning it. Again no inspection required and from an out of state dealer.

The policy was slightly more than the policy I did buy with the car, but subsequently cancelled (cancelled within a week of taking delivery). That policy was $2300 for 5y after negotiation and this policy was just shy of $3K for 5y. It is possible the pricing was adjusted to account for that time and mileage delta, but I can't say for certain. This policy has some other coverages that the policy I cancelled didn't have. It covers W&T, PDR, Windshield, an Interior Damage to leather (cuts, tears, burns, etc.) with no claim limit and no deductibles. It does lack Trip Interruption though which is nice to have.

I hit a nasty pothole the other day that has me vibrating so I'll try to use the protection next week at my dealer. That's the only reason I haven't shared more details on it. I don't want to advertise the warranty or anything else if it is trash. I am lucky enough that the warranty is still very new (< 60 days) so if they prove to be trash I can walk the deal back.

Will I recoup my costs on the policy? The roads have gotten a lot worse so we'll see. I have had 2.5y of relatively problem free ownership, but I decided to just opt for pure convenience and seeing where this all settles out. Just drop it off at the dealer for a new tire and/or wheel repair and call it a day.

[G30 B58]

20s on a 5 series in Philly? No way Jose.

[Sxs1687]

Originally Posted by Joe-BMW33

I posted my details above. Mine was $1900 for 36 months. It is the W&T "Plus" and the Plus is for cosmetic accidental repairable damage. Bought at delivery, so no inspection, I am sure the underwriter trusts the dealers. I would assume buying it after delivery in mid stream would require an inspection or pictures.

Sorry, totally missed your post. Thanks for the info!

Originally Posted by LogicalApex

You can purchase it after owning the car for a while and there is no wheel inspection needed. At least this has been true in both cases I've purchased such policies. On my CPO Mercedes I purchased it from a dealer out of state for what was next to no money in today's world ($800 5y/ unlimited claims w/ cosmetic) and never had an issue using the coverage (it was OEM MB). I recently purchased a policy on my 530xe w/ 22K miles on it ~2.5y after owning it. Again no inspection required and from an out of state dealer.

The policy was slightly more than the policy I did buy with the car, but subsequently cancelled (cancelled within a week of taking delivery). That policy was $2300 for 5y after negotiation and this policy was just shy of $3K for 5y. It is possible the pricing was adjusted to account for that time and mileage delta, but I can't say for certain. This policy has some other coverages that the policy I cancelled didn't have. It covers W&T, PDR, Windshield, an Interior Damage to leather (cuts, tears, burns, etc.) with no claim limit and no deductibles. It does lack Trip Interruption though which is nice to have.

I hit a nasty pothole the other day that has me vibrating so I'll try to use the protection next week at my dealer. That's the only reason I haven't shared more details on it. I don't want to advertise the warranty or anything else if it is trash. I am lucky enough that the warranty is still very new (< 60 days) so if they prove to be trash I can walk the deal back.

Will I recoup my costs on the policy? The roads have gotten a lot worse so we'll see. I have had 2.5y of relatively problem free ownership, but I decided to just opt for pure convenience and seeing where this all settles out. Just drop it off at the dealer for a new tire and/or wheel repair and call it a day.

Thanks for the info. Please let us know if they fix your wheel for you next week.

[SctsOut06]

Originally Posted by G30 B58

20s on a 5 series in Philly? No way Jose.

I like to live on the dangerous side of life. 🤣

[eliphil]

Originally Posted by Joe-BMW33

Mike, I guess you could look at the bright side, it's a crappy time of year to take delivery on a brand new car? The M550 will be so much more enjoyable on soft warm pavement with those NJ potholes patched.

Definitely get W&T insurance for those run flats, especially if you are driving it in the NJ winters. You hit the nail on the head, the best thing about run flats is the ability to drive on them and not have to changes flats or call for a tow, maybe the only good thing. I remember vividly, see pot hole, not enough time to react, hit pot hole, drive straight to dealer, grab loaner and pick it up the next day. That's what W&T gets you.

Thanks for the advice hoping w 19 wheels and cat like reflexes will have less issues w the BMW................

[G30 B58]

Originally Posted by SctsOut06

I like to live on the dangerous side of life. 🤣

Obviously!!

[SctsOut06]

So insurance company is cutting me a check for the repairs and new wheels less my deductible.

On the estimate however, BMW shows I have 706m wheels not 668s. Hoping that's not what they ordered 🤦🏼*♂️

Then I still have to pay to have the wheels refinished again since I had them custom powder coated. Thinking about biting the bullet and just buying 4 new wheels since I'm getting two paid for.

[BMW012]

Originally Posted by OmahaDB

I think that depends on who does the work. I had one of my Mercedes rims straightened and refinished at a local shop that does fantastic work. When I got it back it was perfect -- no trace of the bend, and the finish was flawless, like a brand new wheel. Wheel work is all this place does; they'll even fix cracked wheels.

good to hear they did a great job!

Below is usually the process:

After all the major bends have been taken out then the wheel is running true with just VERY slight bends around the rim. This is when the wheel is connected to the second straightening-machine where a high-powered torque motor rolls the wheel over a “shaper” that re-shapes the wheel. This process varies it time but will eventually get out the slightest bends in the wheel so the wheel will be running true within hundredths of an inch. All wheels are allowed a certain amount of variance (usually hundredths of an inch) but the necessary last step when straightening a bent alloy wheel is to have a good balancer. With the use of a balancing machine (after the tire has been re-mounted) then the last bit of variance can be trued out using weights.

[Joe-BMW33]

Originally Posted by SctsOut06

So insurance company is cutting me a check for the repairs and new wheels less my deductible.

On the estimate however, BMW shows I have 706m wheels not 668s. Hoping that's not what they ordered 🤦🏼*♂️

Then I still have to pay to have the wheels refinished again since I had them custom powder coated. Thinking about biting the bullet and just buying 4 new wheels since I'm getting two paid for.

Sounds like you are leaning towards canning the powder coat thing if you get four new wheels. You may want to see how easy or difficult it is to strip the powder coat off the two good ones you have now. Could be cheaper than buying two wheels or powder coating the two new ones.

[SctsOut06]

Originally Posted by Joe-BMW33

Sounds like you are leaning towards canning the powder coat thing if you get four new wheels. You may want to see how easy or difficult it is to strip the powder coat off the two good ones you have now. Could be cheaper than buying two wheels or powder coating the two new ones.

That's a good point.

However based on the level of service I'm getting from the dealer and how they are trying to tell me they can sell me a set of 4 wheels for MORE money than if I bought wheels and tires… I'm leaning towards just having them mount my tires on my bent rims and getting those straightened elsewhere or buying aftermarkets.

Sorry for the major run on sentence. Ha!

[Joe-BMW33]

Originally Posted by SctsOut06

That's a good point.

However based on the level of service I'm getting from the dealer and how they are trying to tell me they can sell me a set of 4 wheels for MORE money than if I bought wheels and tires… I'm leaning towards just having them mount my tires on my bent rims and getting those straightened elsewhere or buying aftermarkets.

Sorry for the major run on sentence. Ha!

Got it. If the insurance company is writing you a check directly, I'd have them straightened and call it a day and pocket what you can.

[LogicalApex]

Originally Posted by SctsOut06

That's a good point.

However based on the level of service I'm getting from the dealer and how they are trying to tell me they can sell me a set of 4 wheels for MORE money than if I bought wheels and tires… I'm leaning towards just having them mount my tires on my bent rims and getting those straightened elsewhere or buying aftermarkets.

Sorry for the major run on sentence. Ha!

I’d give BMW of the Main Line a call and confirm they do straightening. The shop I linked to earlier was full of their cars. I will know for certain once I go to my appointment on the 11th, but that is long for you to wait.

If they do it you’ll likely be out $300 on the wheel repair + the tire cost. Then I would pick up a good W&T package as those 20s will be getting fixed a lot in this area. Will suck getting them repaired all the time, but at least you can backstop the cost.

That said… Insurance can’t raise rates for comprehensive claims in PA so you could just keep relying on insurance too. But it could affect you in other ways. Like losing accident forgiveness and whatnot.

[SctsOut06]

Originally Posted by LogicalApex

I'd give BMW of the Main Line a call and confirm they do straightening. The shop I linked to earlier was full of their cars. I will know for certain once I go to my appointment on the 11th, but that is long for you to wait.

If they do it you'll likely be out $300 on the wheel repair + the tire cost. Then I would pick up a good W&T package as those 20s will be getting fixed a lot in this area. Will suck getting them repaired all the time, but at least you can backstop the cost.

That said… Insurance can't raise rates for comprehensive claims in PA so you could just keep relying on insurance too. But it could affect you in other ways. Like losing accident forgiveness and whatnot.

I definitely think I'm switching dealers at this point given the experience. Customer service just doesn't exist anymore. Had similar experiences with State Farm and American Express travel all in one day. Enough to make me feel like Michael Douglas in "Falling Down".

As I sit tonight (and I'll likely change my mind), I'm going to just get tires remounted and get my car back with the wheels as is. I think I'll buy some aftermarket and then take the 668s to get straightened and hang on to them as a spare set.

[LogicalApex]

Originally Posted by SctsOut06

I definitely think I'm switching dealers at this point given the experience. Customer service just doesn't exist anymore. Had similar experiences with State Farm and American Express travel all in one day. Enough to make me feel like Michael Douglas in "Falling Down".

As I sit tonight (and I'll likely change my mind), I'm going to just get tires remounted and get my car back with the wheels as is. I think I'll buy some aftermarket and then take the 668s to get straightened and hang on to them as a spare set.

That sucks to hear customer service wise. West German got bought out and I hoped they wouldn’t ruin it. Sounds like that slide down is happening…

See what Main Line would charge for the straightening if they’ll do it. The wheel shop they use was $150/w, but you’d be without a car for a couple days while they did the work. Though I can’t remember if the 2 day window was due to me asking about cosmetic or their workload. If they are the same at least you’d have a loaner during.

Don’t get me stated on Amex Travel Online. Assuming you dealt with their online division. I have never had a good experience with them since Amex pushed it to Expedia. It is poor enough that I am really questioning the value of my Plat.

[SctsOut06]

Originally Posted by LogicalApex

That sucks to hear customer service wise. West German got bought out and I hoped they would ruin it. Sounds like that slide down is happening…

See what Main Line would charge for the straightening if they'll do it. The wheel shop they use was $150/w, but you'd be without a car for a couple days while they did the work. Though I can't remember if the 2 day window was due to me asking about cosmetic or their workload. If they are the same at least you'd have a loaner during.

Don't get me stated on Amex Travel Online. Assuming you dealt with their online division. I have never had a good experience with them since Amex pushed it to Expedia. It is poor enough that I am really questioning the value of my Plat.

Yep. Online team. 2.5 hours on hold to get them to change a flight for me, since I couldn't do it online myself or through the Airlines. Then they tried to charge me a $900 change fee for a $250 dollar ticket.

I think I even used those same words to the two reps I had on two different phones at the same time - what's the value of even paying for the platinum?!

[BMW012]

Originally Posted by LogicalApex

That sucks to hear customer service wise. West German got bought out and I hoped they wouldn’t ruin it. Sounds like that slide down is happening…

See what Main Line would charge for the straightening if they’ll do it. The wheel shop they use was $150/w, but you’d be without a car for a couple days while they did the work. Though I can’t remember if the 2 day window was due to me asking about cosmetic or their workload. If they are the same at least you’d have a loaner during.

Don’t get me stated on Amex Travel Online. Assuming you dealt with their online division. I have never had a good experience with them since Amex pushed it to Expedia. It is poor enough that I am really questioning the value of my Plat.

Some wheel fixing shops carries spares, this way you are not car-less while they fix the wheel.

[Skyrider01]

That's why I have always gotten the Wheel & Tire insurance on all my BMWs. They have always paid for themselves. After 3-4 new tires, the 5 year coverage cost is recouped. Already had 5 tires replaced in the last 2 1/2 years, 4 punctures and 1 bubble. 668 wheels with non RFT.

[HerkHealer]

Originally Posted by Joe-BMW33

If the insurance company is writing you a check directly, I'd have them straightened and call it a day and pocket what you can.

+1

I'd do the same thing. Google wheel shops in your area and ask what it will cost. The wheel straightening shop in my area will only take the wheel as they dont have a tire removal/install machine. It was $150 per wheel to straighten.

[SctsOut06]

Picked up the car today - no vibrations at all but the wheel is definitely bent. Well, no worse vibrations than I already had.

Will be getting the 668s straightened…but also ordered a new set of wheels last night. Figure I'm going to need a backup set at this point!

[eliphil]

The dealer I bought my car from in Maryland quoted me 3900 for 4 years $50 deductable unlimited incidents. My local dealer quoted me $2985 for 5 years no deductable and you can get your money back prorated if u sell the car. Like my buddy Joe said, this is insurance, they will likely win but it gives you peace of mind and convenience. A new tire is about 400 a wheel around $1000 plus labor so u can do the math. Check prices before you make a decision, the dealer in Maryland is a thief and should be ashamed. Passport BMW

[Joe-BMW33]

Originally Posted by eliphil

The dealer I bought my car from in Maryland quoted me 3900 for 4 years $50 deductable unlimited incidents. My local dealer quoted me $2985 for 5 years no deductable and you can get your money back prorated if u sell the car. Like my buddy Joe said, this is insurance, they will likely win but it gives you peace of mind and convenience. A new tire is about 400 a wheel around $1000 plus labor so u can do the math. Check prices before you make a decision, the dealer in Maryland is a thief and should be ashamed. Passport BMW

Nice Mark! That's sounds like a reasonable deal. Peace of mind is invaluable!

I can't wait to see the car!