[Bob in IL]

Originally Posted by Warp Ten

A little late to this conversation but I just paid my State Farm six month premium and it was $530 for six months on the 2019 540xi, so $1,060 for the year if rates stay the same. Rates have been going up fairly steadily since I have to pay for the Florida hurricanes and California wildfires. I have three cars and all other insurance with State Farm. No tickets or significant claims. Did have a small hit in a parking lot on the Corvette five years ago but that was paid for by her insurance. Also a new windshield on the Corvette due to a stone chip. Otherwise nada. --Bob

I'm jealous. My 6-month premium with State Farm on a 2019 530i (21k miles) is $678 and like a lot of drivers has been going up steadily recently. SW Chicago suburbs and no accidents. Two years ago I was rear ended at a stop light by a driver who turned out to be uninsured and charged with DUI.

[Warp Ten]

Originally Posted by Bob in IL

I'm jealous. My 6-month premium with State Farm on a 2019 530i (21k miles) is $678 and like a lot of drivers has been going up steadily recently. SW Chicago suburbs and no accidents. Two years ago I was rear ended at a stop light by a driver who turned out to be uninsured and charged with DUI.

Can't explain the difference. Could be different coverages, deductibles or other factors. You might ask your agent about the difference since we seem to have similar cars and driving records, though I doubt agents really have any impact on rates or claims--Bob.