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BMW 5-Series (G30) Forum G30 Pricing, Ordering, Tracking, European Delivery how much is your lease payment

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      11-19-2019, 12:28 AM   #133
bavarianboar
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Originally Posted by LuvMyE92 View Post
Quote:
Originally Posted by bavarianboar View Post
This is from last week over the phone with a dealership I have bugged a lot about test drives

2019 540i well optioned NEW (9 miles? on ODO)
MSRP : 69K
36 month/10k miles/yr lease
665/month including 9% California taxes
$0 down, acquisition upfront.
So, what did you end up buying and what kind of deal did you get?
Finalizing Custom ordering 2020 with pretty solid below invoice deal, and buy rate on the MF. Are you in the market again or just fact checking if I wasn't BSing?
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      11-19-2019, 06:22 AM   #134
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Originally Posted by bavarianboar View Post
Finalizing Custom ordering 2020 with pretty solid below invoice deal, and buy rate on the MF. Are you in the market again or just fact checking if I wasn't BSing?
No, I'm not in the market, was just curious because you had (it appeared) been shopping pretty hard and your signature never changed. And I think I saw a thread from you on interior color or something like that. Congrats on the new car - it's always special when it's made-to-order.
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      11-19-2019, 05:49 PM   #135
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2019 BMW 530e M Sport Package Fully Loaded with Head-Up Display, Multi-Contour Seats, Blind Spot, and Lane Departure.

MSRP: $ 62,105
Monthly Payment: $ 560.00 (including 10.25% sales tax)
Drive-Off Amount: $ 1000.00 (total out of pocket)
Months: 36
Annual Mileage: 10,000
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      11-20-2019, 10:56 AM   #136
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2019 BMW 530e...
Sweet deal!
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      11-22-2019, 01:42 AM   #137
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Quote:
Originally Posted by LuvMyE92 View Post
Quote:
Originally Posted by bavarianboar View Post
Finalizing Custom ordering 2020 with pretty solid below invoice deal, and buy rate on the MF. Are you in the market again or just fact checking if I wasn't BSing?
No, I'm not in the market, was just curious because you had (it appeared) been shopping pretty hard and your signature never changed. And I think I saw a thread from you on interior color or something like that. Congrats on the new car - it's always special when it's made-to-order.
Thanks, yes finalized pricing pretty much. Still to put an official order in as there are some pending decisions to really pull the trigger.
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      02-15-2020, 05:16 PM   #138
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Greetings everyone! I am new to BMW family and to this site. I am suppose to reply before making post so why not share my lease data-point ... pardon me if reviving old thread is tabooed here.


2019 BMW 530e demo
Region: SowthWest ? I am in TX.
OwnerChoice (kind of lease)
MSRP: $ 60,xxx
Drive-Off Amount: $ 0 (I just signed and drove off)
Months: 24
Annual Mileage: 10K
MF: 0.0015625*
Residual: $39.8k
All Disc: $15K**
-------------------
Post Sale Rebate
State Rebate: -$2,500
IRS Tax (EV) Credit: -$4,668
-------------------
Effective Mo PMT: $ 206
Mo PMT before Sales Tax: $ 382
Mo PMT with Sales Tax: $ 505
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      02-16-2020, 04:45 AM   #139
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Originally Posted by ccuser111 View Post
Greetings everyone! I am new to BMW family and to this site. I am suppose to reply before making post so why not share my lease data-point ... pardon me if reviving old thread is tabooed here.


2019 BMW 530e demo
Region: SowthWest ? I am in TX.
OwnerChoice (kind of lease)
MSRP: $ 60,xxx
Drive-Off Amount: $ 0 (I just signed and drove off)
Months: 24
Annual Mileage: 10K
MF: 0.0015625*
Residual: $39.8k
All Disc: $15K**
-------------------
Post Sale Rebate
State Rebate: -$2,500
IRS Tax (EV) Credit: -$4,668
-------------------
Effective Mo PMT: $ 206
Mo PMT before Sales Tax: $ 382
Mo PMT with Sales Tax: $ 505
Its a taboo to make your first forum post AFTER signing. One goal of the forum helping you get good deals


Congrats on the new car@@
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      02-19-2020, 01:34 PM   #140
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Originally Posted by forza1976 View Post
Wrong. BMW financial has gap insurance included.

Do some research first before making assumptions....

https://www.bmwusa.com/financial-ser...rogram.html#!/
The GAP doesn't matter in my experience. You are never going to recoup that down payment. I learned the hard way two months back on a less than a year old 2019 Range Rover Sport that I put $7,000 down on. Vehicle was totaled after 11 months in a bad accident. Thankfully all in my family survived with minor injuries. We had GAP, that only covers difference between what vehicle is worth and what is owed if under water so to speak. You will never ever see that money again unfortunately. Now I know and hopefully you all do too!
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      02-25-2020, 05:31 PM   #141
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2020 BMW 540 xDrive, White/black, M Sport, Heated steering wheel. MSRP $66,680
$599 month for 36 month, 10,000 miles per year.
Added UC+ just in case I decide to get rid of the car before lease end.
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      02-25-2020, 06:56 PM   #142
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how much is your lease payment

Did you buy or lease? Never put down $7k on a lease... gap insurance is crucial if a car is totaled especially when manufacturers like BMW jack up their residuals considerably to lower lease payments.
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      03-04-2020, 02:49 PM   #143
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Quote:
Originally Posted by radmjk View Post
The GAP doesn't matter in my experience. You are never going to recoup that down payment. I learned the hard way two months back on a less than a year old 2019 Range Rover Sport that I put $7,000 down on. Vehicle was totaled after 11 months in a bad accident. Thankfully all in my family survived with minor injuries. We had GAP, that only covers difference between what vehicle is worth and what is owed if under water so to speak. You will never ever see that money again unfortunately. Now I know and hopefully you all do too!
It sounds like you misunderstood which "gap" was being filled by GAP insurance. It isn't designed to fill the "gap" between what you paid for the car and its valuation at total loss (i.e. recoup your loss in value) instead it is for eliminating the "gap" between your outstanding debt and the car's current value (i.e. the underwater loan balance).

If you end up needing to use your GAP insurance its job is to leave you walking away with $0 out of pocket (usually covers the loss in value + deductible). But that will leave whatever downpayment you put on the car evaporated (since it was underwater). GAP is most useful for cars that depreciate quickly and high LTV (Loan to Value) loans and leases. My LTV at purchase was under 70% (I put a bit over 30% down) so I could skip GAP, but opted for it anyway as it was only $300 from my CU.
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