08-28-2018, 07:24 PM | #67 | |
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I, like many, have investments tiered from risky to safe and from illiquid to liquid. At the bottom (i.e. highly safe and liquid), I have FDIC-insured CDs across multiple issuers, currently at around 3.35% APY for 5 year-term. You can get slightly better yields in the secondary market, but we are talking about a few bps. Without going into specifics of asset allocation/amount, let's say that my purchase price is a very small fraction of money parked there. After deducting Fed/CA taxes, you'd be lucky to be have 2% net. So, the question for some folks is why pay 4.9% to BMWFS. Yes, you could do better (or worse) with riskier investment instruments, but again, we are talking about a relatively small portion of your net investment $ in the bottom tier for safety. As for purchase vs lease, it also depends on individual deals at any given point. I don't have any issue or preference for either. I follow wherever almighty $ takes me. E.g. I lease an e93 M3 for around $500+tax for 3 years. I bought an e92 M3 with cash and traded in after 5 years with a net loss of $28k ($470'ish/mo inclusive of sales tax). I really don't care which means I use to acquire a car as long as it's the best deal I can have at any given point. I do have issues when one camp claims that the other camp is stupid without specific numbers to back up the claim. |
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09-01-2018, 02:15 PM | #68 | |
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I usually get a car that fits my needs, some with high price tags, and finance them as best I can whether lease or purchase/loan. I have not "handed in" a car yet out of 5 leases and admit purchase/finance makes it a little easier over the long run (some cars do have equity that can be used at times), so it all depends on financial and personal circumstances which determines the "best" deal. I tell my friends leasing allows you to sometimes get a "better" more expensive car without too much pain. The best deals seem to be from manufacturer sponsored lending companies for terms and service. Some of my lease buyouts were way below the current market value of the car. PL |
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09-06-2018, 12:47 PM | #69 |
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What are you guys doing for long trips? Like 100+ miles? Do you guys put the car in Battery Control mode while on the highway then switching it to Auto/Max e-Drive upon exiting?
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12-18-2019, 09:10 AM | #70 | |
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I haven't tested, but Tesla forums note you start to suffer once outside temps drop below the mid-50s. If you have Level 2 I would make preconditioning a habit as much as possible. I try to give it 20 minutes. Not sure if it needs that much time, but that's worked for me so far. |
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12-18-2019, 09:15 AM | #71 |
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I recently did a 300 mile each way trip with about 300 local miles in between. The only charging I did was before I left my house. I used battery control on the highway set at 50%; the rest of the time I used auto. Most of the highway driving was at 75 mph (not the most efficient speed). I averaged 32 mpg on the trip.
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12-18-2019, 09:19 AM | #72 | |
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Presumably, BMW figured this into their design and, maybe, that may be why they detune the engine for the phevs. I have essentially OEM warranty coverage for seven years (4 years BMW, 3 additional years through GEICO with a $250/incident copay). My current plan is to keep the car for those seven years. |
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12-18-2019, 10:30 AM | #73 | ||
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A prime example to me was the discussion around Start - Stop and its negative impacts on starter motors and the engine. Yet my '14 MB that I owned for 5 years and put 90K miles on without ever turning this off had zero issues. And I do a lot of city driving where engine shutoffs at every stop sign or red light were common. We presume the engine on the BMW 530e is "cold", but I am not so sure it is as black and white. The Electric Motor on the 530e replaces the torque converter and is deeply integrated into the drive train such that you still get transmission shifts using pure electric. Perhaps it is still warming the oils that are the core reason you want to be nice to a "cold" engine. Either way, BMW designed the PHEV in such a manner that the engine can be started smoothly at 70MPH from a "cold" perspective without suffering any damage. I don't think we have anything to worry about here. |
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12-19-2019, 05:52 AM | #74 | |
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There are clues to internal changes, odd comments in articles, such as different coatings for crank bearings, etc. Perhaps the cooling system does use waste heat to pre-warm the engine oil. I'd love to see some technical documents listing and/or discussing the actual modified components and features. BMW don't have the finest record for coping with the more extreme use of engines. Take the swirl flap debacle in M47/57 diesel's, spindle failures and flap ingestion, wrecking engines. Cause of failures pretty much established due to use/conditions which BMW didn't appear to allow for. |
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09-23-2021, 03:36 PM | #76 |
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I just drove a 120 mile journey starting with a full charge. It went 36 miles in electric before switching over to hybrid mode. It did another 12 miles over the remainder of the journey giving a total of 48 miles on electric and an mpg of 56. I’m pretty pleased.
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09-23-2021, 10:43 PM | #77 |
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Drives: 2018 BMW 530e M sport
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Drive it like you stole it. When you are on your death bed, are you going to be sweating your MPG's? In all seriousness, I try my best for optimal gas mileage, and bought a 530e because I get HOV privileges, but at the end of the day you have a car that you should enjoy, the "ultimate driving machine," so exploring sport mode and throwing the shifter to the left shouldn't feel like a guilt trip, rather this is what the cars were engineered to do. As my dad told me- don't sweat the small stuff!
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09-29-2021, 05:53 AM | #78 |
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I'm considering a 330e / 530e for my wife. She does on an average week about 25-30 miles of town only driving , sub 40mph. Then we typically use her car for a family trip at the weekends or for driving holidays + see folks. Do you chaps manage a full 30 miles between charges in electric only mode before the motor fires up? If so I could charge it Sunday night from a regular socket and unless we use it on the weekend go on a longer trip it might feasibly use no gas whatsoever!
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09-30-2021, 11:43 PM | #79 | |
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A couple MPGs here and there really don't matter in the grand scheme of your life. My philosophy is to enjoy the hell out your car on a daily basis, especially if it's a lease. Personally unless I'm highway cruising or in heavy traffic, I always drive in sport mode. I want the car to feel alive.
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10-01-2021, 02:50 AM | #80 | |
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10-09-2021, 06:16 PM | #81 |
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I drove 180 kms today starting with zero charge. I did 71 kms on electric giving a total of 46mpg. A few days ago I did the same trip but I started with a full charge. I got 62 mpg.
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