[Fat Panda]

Hi guys,

I am new to the forums, and soon to be new 435i xDrive owner. My car just completed manufacturing, and is soon or on it's way over.

While I wait, I am shopping around for insurance quotes. I am wondering what everyone is paying in Ontario for their F32. Which company has the best rates.

So far State Farm has me quoted at $162/month while Co-Operators $148/month.

Thanks!

[Dan_335i]

Thats cheap!

Tell us what city you are in, how old r u, and any claims or tickets?

I am in ottawa, 20 years old, $4000 a year. 1 speeding ticket

[Shakes]

Originally Posted by Hydim

Hi guys,

I am new to the forums, and soon to be new 435i xDrive owner. My car just completed manufacturing, and is soon or on it's way over.

While I wait, I am shopping around for insurance quotes. I am wondering what everyone is paying in Ontario for their F32. Which company has the best rates.

So far State Farm has me quoted at $162/month while Co-Operators $148/month.

Thanks!

im paying about 110 a month. have you followed up with your dealer/CA?? i recently had the 2 series on order and it got delayed a few weeks in germany but i also found out the the rail in on a huge delay. i was suppose to get my 2 in end of July ended up being end of August i would get.. i upgraded to the 4 series last weekend as a 4 just got off a truck from germany and bought last week and its an amazing upgrade.. but check with your CA about te rails

[Ali Shiralian]

I drive a 335i xdrive and pay 121/mo thru state farm. Although I have to say I insure multiple vehicles (4), boat, house and condo insurance at the same time. I also remember my agent saying xdrive vehicles have a better rate than non xdrive or awd cars. Hope this helps. Btw...I'm 45

[sygazelle]

[QUOTE=Ali Shiralian;16181685]I drive a 335i xdrive and pay 121/mo thru state farm. Although I have to say I insure multiple vehicles (4), boat, house and condo insurance at the same time. I also remember my agent saying xdrive vehicles have a better rate than non xdrive or awd cars. Hope this helps. Btw...I'm 45 [/QUOTE

xdrive is awd. Is your agent saying that xdrive has a better rate than other manufacturers' AWD vehicles?

[Fat Panda]

I'm in Trenton ON. I am 28, with 12 years of driving experience. I can see that there is a bit of an increase as I only insure my car, as well as it's a coupe.

Thanks!

[Fat Panda]

Originally Posted by Shakes

im paying about 110 a month. have you followed up with your dealer/CA?? i recently had the 2 series on order and it got delayed a few weeks in germany but i also found out the the rail in on a huge delay. i was suppose to get my 2 in end of July ended up being end of August i would get.. i upgraded to the 4 series last weekend as a 4 just got off a truck from germany and bought last week and its an amazing upgrade.. but check with your CA about te rails

What does CA stand for?

Anyways I just emailed my dealer, and I'll see what he says. Thanks for the heads-up.

[JimmersBimmer]

Originally Posted by Hydim

I'm in Trenton ON. I am 28, with 12 years of driving experience. I can see that there is a bit of an increase as I only insure my car, as well as it's a coupe.

Thanks!

I sent you a PM. I use McDougall Insurance in Brighton. I hope this helps.

Jimmer.

[Ali Shiralian]

[QUOTE=sygazelle;16181753]

Originally Posted by Ali Shiralian

I drive a 335i xdrive and pay 121/mo thru state farm. Although I have to say I insure multiple vehicles (4), boat, house and condo insurance at the same time. I also remember my agent saying xdrive vehicles have a better rate than non xdrive or awd cars. Hope this helps. Btw...I'm 45 [/QUOTE

xdrive is awd. Is your agent saying that xdrive has a better rate than other manufacturers' AWD vehicles?

Did I miss something? I clearly said the agent mentioned xdrive and AWD cars get a better rate....thanks for clarifying Xdrive is awd

[bobblehead]

You guys know insurance rate depends on many variables, therefore, even given if OP driving record is spotless, what you guys pay do NOT translate to what he will be paying. In the end, just shop around in your local area and see who gives you the best offer.

[sygazelle]

[QUOTE=Ali Shiralian;16182889]

Originally Posted by sygazelle

Did I miss something? I clearly said the agent mentioned xdrive and AWD cars get a better rate....thanks for clarifying Xdrive is awd

Yes, you missed something. You're welcome.

[Shakes]

Originally Posted by Hydim

What does CA stand for?

Anyways I just emailed my dealer, and I'll see what he says. Thanks for the heads-up.

sorry means Client Advisor (sales associate that sold you car).. ask to find out. cause when i heard my car was delayed and the rail till september when i ordered my car in late may, said forget it.. reason why i jumped to the 4 series that came off the truck last weekend.. i love that car

[Fat Panda]

Originally Posted by Shakes

sorry means Client Advisor (sales associate that sold you car).. ask to find out. cause when i heard my car was delayed and the rail till september when i ordered my car in late may, said forget it.. reason why i jumped to the 4 series that came off the truck last weekend.. i love that car

I asked and they said that it's still too early to determine. I even mentioned what you said about the delay. I noticed that you live in Ajax. Are you going through Endras BMW? That is my dealership.

So my car is on board the Independence II, and it's "underway". Should be in Halifax on the 7th of July!

[Shakes]

Originally Posted by Hydim

I asked and they said that it's still too early to determine. I even mentioned what you said about the delay. I noticed that you live in Ajax. Are you going through Endras BMW? That is my dealership.

So my car is on board the Independence II, and it's "underway". Should be in Halifax on the 7th of July!

yes i got my car through endras, who is your CA? and what did you order ?

i got mine in last week friday went to a 4 series (428 x drive performance package with 19" rims) since the delay and it just came off the truck last week.

[Fat Panda]

Congrats on the new car!

I got the 435i xDrive in Mineral Grey, with Coral Red interior. Premium Package, M Sports Package, and ConnectedDrive.

I can't wait to get this car.

My CA is Bill Y.

[Shakes]

Originally Posted by Hydim

Congrats on the new car!

I got the 435i xDrive in Mineral Grey, with Coral Red interior. Premium Package, M Sports Package, and ConnectedDrive.

I can't wait to get this car.

My CA is Bill Y.

nice i havent notice anyone else get the connected drive, i got it as well. let me know when you get? will have to compare some things sice we get 1 yr free internet.

mine was Peter. but i do suggest following up a lot for the delivery. they told me they ordered a 2 series in march and it still has not arrived sitting at rail.
not saying hes lying but just follow up as much as you can before the 7th

[Fat Panda]

You can check to see how long your car has been in transit since start of production to delivery. If you decode your vin http://www.bmwarchive.org/vin/bmw-vin-decoder.html there will be a production date listed.

[Shakes]

Originally Posted by Hydim

You can check to see how long your car has been in transit since start of production to delivery. If you decode your vin http://www.bmwarchive.org/vin/bmw-vin-decoder.html there will be a production date listed.

cool keep posted on your timeline

[Korean_Bob]

New member here - got my black 435i xdrive M-sport two weeks ago. I pay around $110/month as well through the Personal (but I get a corporate rate since they are a preferred vendor through my work), but was pretty shocked that TD/Monnex (who I was originally with) wanted $160/month and even the APA's member rate was still $133 for me. I'm 43, no claims and no tickets.
Hope that helps,
Al

[Ali Shiralian]

[QUOTE=sygazelle;16184074]

Originally Posted by Ali Shiralian

Yes, you missed something. You're welcome.

Enjoy the 4banger

[///MZ]

I'm 27, no accidents. No tickets. Currently I am paying 120$ per month for my F30. I was actually paying 30$ more per month for my previous Mazda 3.

I'm with Rbc insurance.

[Desi]

27/M driving a 435i x-drive m-sport and I pay Allstate about $140/mo. That is with one speeding ticket on my record (15km/h over) and for fairly extensive coverage ($0-deductible, comprehensive, depreciation coverage, gap).