11-25-2015, 11:08 AM | #1 |
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Help needed with INSURANCE,!!
Well in the past I have had a few M cars and found the insurance to be ok.. But now I ring them to find they will not insure the car without it having a tracker fitted....... I am 43 have full no claims , no points or accidents and live in a good area ..... Who are you insured through and did they insist on a tracker needing fitted? Any help will be appreciated.
Thanks
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11-25-2015, 11:16 AM | #2 |
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I'm with Admiral, there was a very minimal cost benefit of having a tracker, nowhere near its cost and they were perfectly happy to insure me without.
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11-25-2015, 11:25 AM | #4 |
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Great I will try them... Esure insist on it being fitted
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11-25-2015, 12:03 PM | #5 |
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Axel,
I commented on babybmw, ive gone with Churchill, for a good price, and no tracker needed. This was last January, so unless there has been a policy change, i would give them a call. |
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11-25-2015, 03:08 PM | #8 |
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Thanks for all the help I will have another ring around in the morn
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11-25-2015, 07:37 PM | #11 |
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Insurance is with Esure
Did not ask if tracker was fitted But I arranged a back to invoice + gap Insurance policy when I purchased my car after advise on this forum This is a must |
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11-26-2015, 02:18 PM | #12 |
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I'm with Admiral. No tracker either.
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11-26-2015, 02:58 PM | #13 |
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I just changed from esure to admiral for this reason, no tracker needed and also £1480 per year cheaper for the quote.
Their quote was absurd I'm 35 with 9 years ncb and they wanted just over £2k per year with 950 excess admiral far cheaper and all mperformance add ons (exhaust, all aero trim etc) only added about £40 to the quote.
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11-26-2015, 03:16 PM | #14 |
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Well struck up a deal with the garage so a tracker is being fitted... Worked out cheaper to do that then change to a different company... Thanks for all the help... Pick it up in the morning
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12-17-2015, 02:14 PM | #16 |
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It really comes down to a lottery type affair with insurance these days.
I had an amazing deal from Esure recently on renewal. Was cheaper by roughly £500 from last years and also renewal price from last company. To make deal even better I insured a second car with them and received a 10% or so discount on both. And I even get the same 6 years NCB if I don't have a claim on second car. And carrying on my excess on M3 was reduced from £700 to £500 (maybe £400) So I saved about £1100-1200 from last years premiums.
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12-24-2015, 03:44 AM | #17 |
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I just got a quote from Admiral. They want £1,700!!! I'm not young, have 15 years no claims, and one SP30 from 2012. Are those of you paying around £500 taking these "black box" policies?
I'll try some other companies but I'm not paying that much. This might stop me getting an M |
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12-24-2015, 05:17 AM | #18 | |
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Quote:
Im 49 1 SP30 from Dec 13, and i paid under £500 with Churchill last January, also no tracker needed. Mine is obviously up in a few weeks now, so im hoping they play ball again, otherwise i will be shopping around. Give them a try, i think £1700 is way OTT, good luck, regards, SIMON. PS no black box needed. |
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12-24-2015, 05:26 AM | #19 |
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Hi Simon,
Thanks for that. I just put my details in confused.com and they're coming out between £650 and £700 for the insurance but with an excess of £800-£1,000. This is combination of voluntary and compulsory. How does this compare to yours if you don't mind me asking? Thanks, CH. |
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12-24-2015, 02:00 PM | #20 | |
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Quote:
Just checked my policy, and im showing £550 excess, and £100 voluntary excess, so £650 altogether. I bet they wont offer me that again this year though, im hoping they do, but once they have you after the first year, i dont think they try as hard. Im hoping i can stay with them though, if they dont put up the premium too much, regards, SIMON. |
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12-24-2015, 02:26 PM | #21 |
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I'm 27 and have no accidents or citations. Progressive was perfectly fine without having me fit a tracker and the rates are about as expected for a male my age.
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12-24-2015, 02:33 PM | #22 |
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30 and 4 years no claims, 3 points and mine shot up from £455 to £615 this year
Cheapest quote on go compare was £762! More of these must be getting stolen/written off I think. |
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