NJ Insurance

EastCoast335i · 10-24-2007, 03:51 PM

Stolen thread someone started elsewhere...
I figured since we live in the NJ (tri-state) area and we get fk'd on insurance rates in comparison to the rest of the country, that it would be interesting to see how much everyone pays on their bimmers...

I'll start...
Just picked up insurance today with Geico...
Full coverage - $500 deductibles
30yrs old - clean driving history for the past 6-7yrs
$571/6mo

Not too bad compared to my first car which I was quoted at a ridiculous $5000/yr

AndOJones · 10-24-2007, 03:58 PM

STATE FARM

21 years old
3 speeding tickets
2 no seat belts
2 cell phone

954.32/month

Alex@AKMotorwerk · 10-24-2007, 04:06 PM

NJ Skylands Insurance
07 335i e92 and 04 Dodge Ram
$1800. a year
Full coverage w/ $500. deductible
29 years old with 2 points on license.

Be careful with Geico, my sister had them and they gave her a great quote for the first year, then it went up like crazy for the second year and she didn't get into any accidents or get any points. Just my 2 cents!

Bimmer335i07 · 10-24-2007, 04:08 PM

Quote:

Originally Posted by AndOJones

STATE FARM

21 years old
3 speeding tickets
2 no seat belts
2 cell phone

954.32/month

That's more than my car payment and insurance combined per month.

What kind of job do you have?

I wish I could have afforded that when I was your age.

EastCoast335i · 10-24-2007, 04:44 PM

Quote:

Originally Posted by nj323ci

NJ Skylands Insurance
07 335i e92 and 04 Dodge Ram
$1800. a year
Full coverage w/ $500. deductible
29 years old with 2 points on license.

Be careful with Geico, my sister had them and they gave her a great quote for the first year, then it went up like crazy for the second year and she didn't get into any accidents or get any points. Just my 2 cents!

yeah that already happened to me when i was previously with Geico, so after a year i just jumped to Progressive, now i'm jumping back to Geico since they are $200 cheaper/yr.
I think if i keep jumping back and forth every yr, ill eventually have no insurance payment

CnoteMD · 10-24-2007, 04:49 PM

I'm 32, clean record for the past 6 years
2006 BMW 330i

Allstate
100/300k $500 ded
$590/6 months

Surprisingly, my premium is $50 less than what they charge for my wife's 2001 Volvo S60 2.4T.

rooster3.0 · 10-24-2007, 05:21 PM

Quote:

Originally Posted by EastCoast335i

Stolen thread someone started elsewhere...
I figured since we live in the NJ (tri-state) area and we get fk'd on insurance rates in comparison to the rest of the country, that it would be interesting to see how much everyone pays on their bimmers...

I'll start...
Just picked up insurance today with Geico...
Full coverage - $500 deductibles
30yrs old - clean driving history for the past 6-7yrs
$571/6mo

Not too bad compared to my first car which I was quoted at a ridiculous $5000/yr

Make sure you read your policy with those shady guys. I don't think they cover you for oem parts. And check to see what your property damage coverage is. My friend showed me his policy and they had him on only $10,000
property damage. Had he had an accident that was his fault, they only would've covered 10k.

Sleekride · 10-24-2007, 06:09 PM

NJM

36 yrs. young
clean history
$1,100 p/year
100/300 500 ded.

Viral · 10-25-2007, 08:29 AM

damn........looks like I'm getting screwed:

Allstate
1900/yr
$500 deductible
32 years old w/ clean driving record

Meats · 10-25-2007, 09:58 AM

I registered my car at my parents place in MD (lower sales tax + lower car insurance).

Anyway, I was on track to get a full year (1k deduct) w/Erie Auto Insurance @ $900/yr, but since I have the car in my corporations name, I needed a corporate account it became $1200/yr. I got 1 speeding ticket last year, other than that, clean driving record.

HyperM3 · 10-25-2007, 10:23 AM

Switched from Allstate to Travelers when I found out they would be $200/yr more.

33yrs old, clean record

07 335 and renters insurance with them.

$1012/yr $500 ded. full coverage.

BMCoupe_782 · 10-25-2007, 03:24 PM

I'm shopping around as well (since car should be arriving next week)
This thread is good...giving me an idea of what people are getting. Right now, I'm between Geico and Liberty Mutual. Lib Mutual was offering 800/6 months or 1600/year
25 years old
Clean driving record no tickets
500 deduct

iwantmye92 · 10-25-2007, 04:26 PM

31 yo...clean record - $1100/yr with a $500 deductible (Geico)

Also depends on what part of Jersey you live at.

Newark was once called the car theft capital, so I can imagine insurance rates there would be sky high.

BaLLzZz · 10-26-2007, 01:33 AM

100/300
5500/yr
19
2 accidents(no fault) still gotta pay for them though UghHhhHh

e90fanatic · 10-26-2007, 06:55 AM

1400/yr Allstate but thinking about going back to GEICO...esp with their extended warranty program.

26/M/Single
Clean Record

EastCoast335i · 10-26-2007, 11:08 AM

Quote:

Originally Posted by e90fanatic

1400/yr Allstate but thinking about going back to GEICO...esp with their extended warranty program.

26/M/Single
Clean Record

yeah when i was signing up over the phone the Geico rep was telling me about that... I told her that i would need to read the fine print before agreeing to any type of extended warranty... So shes going to mail me the info.. lets see just how much this extended warranty covers and what type of limitations are built in... you should do the same and read the policy before jumping on board.

e90fanatic · 10-26-2007, 11:27 AM

most of the items are covered but there's a $250 deductible for each claim. Still beats any warranty policies out there

EastCoast335i · 10-26-2007, 01:13 PM

Quote:

Originally Posted by e90fanatic

most of the items are covered but there's a $250 deductible for each claim. Still beats any warranty policies out there

off-topic...

Hey i noticed you live in WNY, (im located in ridgefield)... we should meet up once you pick up your e92, we could do some diy mod days... already have a bunch of cosmetic stuff sitting around waiting for my car to be delivered

shadytt · 10-26-2007, 01:55 PM

22 yrs old
08' 328i convertible
New Jersey Manufacturers (NJM)
Full Coverage
$500 deductible
never got a ticket in my life
$1800 /yr

e90fanatic · 10-26-2007, 01:56 PM

Quote:

Originally Posted by EastCoast335i

off-topic...

Hey i noticed you live in WNY, (im located in ridgefield)... we should meet up once you pick up your e92, we could do some diy mod days... already have a bunch of cosmetic stuff sitting around waiting for my car to be delivered

sounds good man! im actually moving this weekend to WNY!!

Cookiemonster · 10-26-2007, 03:17 PM

37 years old....2004 GTO and 335I(both 500 deductable) and renters insurance is $1865 a year for all three items

! No tickets!

STATE FARM!

shocka1212 · 10-27-2007, 01:46 AM

Quote:

Originally Posted by EastCoast335i

off-topic...

Hey i noticed you live in WNY, (im located in ridgefield)... we should meet up once you pick up your e92, we could do some diy mod days... already have a bunch of cosmetic stuff sitting around waiting for my car to be delivered

hey man. i live in ridgefield

10-24-2007, 03:51 PM	#1
EastCoast335i Colonel 95 Rep 2,160 Posts Drives: 2015 X5 \| 2008 335i Join Date: Sep 2007 Location: NJ iTrader: (4)	NJ Insurance Stolen thread someone started elsewhere... I figured since we live in the NJ (tri-state) area and we get fk'd on insurance rates in comparison to the rest of the country, that it would be interesting to see how much everyone pays on their bimmers... I'll start... Just picked up insurance today with Geico... Full coverage - $500 deductibles 30yrs old - clean driving history for the past 6-7yrs $571/6mo Not too bad compared to my first car which I was quoted at a ridiculous $5000/yr
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10-24-2007, 03:58 PM	#2
AndOJones NTP 2AD FYG TDB 3 Rep 86 Posts Drives: Acura TSX Join Date: Aug 2005 Location: NYC iTrader: (0)	STATE FARM 21 years old 3 speeding tickets 2 no seat belts 2 cell phone 954.32/month __________________ Andy Milonakis is a grown-ass man!
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10-24-2007, 04:06 PM	#3
Alex@AKMotorwerk 208 Rep 9,339 Posts Drives: 2012 AW F10 535i Join Date: Jun 2007 Location: Hillsborough, NJ iTrader: (7)	NJ Skylands Insurance 07 335i e92 and 04 Dodge Ram $1800. a year Full coverage w/ $500. deductible 29 years old with 2 points on license. Be careful with Geico, my sister had them and they gave her a great quote for the first year, then it went up like crazy for the second year and she didn't get into any accidents or get any points. Just my 2 cents!
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10-24-2007, 04:49 PM	#6
CnoteMD Commander in Chief 37 Rep 1,034 Posts Drives: 2008 BMW 535i Join Date: May 2005 Location: Atlanta, GA iTrader: (0) Garage List 2008 M5 [0.00] 2006 330i [0.00]	I'm 32, clean record for the past 6 years 2006 BMW 330i Allstate 100/300k $500 ded $590/6 months Surprisingly, my premium is $50 less than what they charge for my wife's 2001 Volvo S60 2.4T. __________________ 2008 BMW 535i Space Gray, Black Leather, Dark Bamboo Trim\| Sport Automatic with Paddles \| Sport Package 2008 BMW M5 (gone, but not forgotten) Space Gray, Silverstone Merino Leather, Madeira Walnut Wood Trim \| 7speed SMG \| All options Mods: Corsa Exhaust \| RPI Ram Air Intake \| H&R Sport Springs \| Rogue Engineering 12mm spacers
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10-24-2007, 06:09 PM	#8
Sleekride Private 0 Rep 60 Posts Drives: '20 X3M40i Join Date: Oct 2007 Location: FL iTrader: (0)	NJM 36 yrs. young clean history $1,100 p/year 100/300 500 ded. __________________ ________ Jay R.
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10-25-2007, 08:29 AM	#9
Viral Major 41 Rep 1,003 Posts Drives: '06 330i Join Date: Jul 2006 Location: NYC/T.O. iTrader: (1)	damn........looks like I'm getting screwed: Allstate 1900/yr $500 deductible 32 years old w/ clean driving record
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10-25-2007, 09:58 AM	#10
Meats Silky Johnson 10 Rep 105 Posts Drives: 2008 Jet Black 328xi Join Date: Aug 2007 Location: East Coast iTrader: (0) Garage List 2008 328xi [0.00]	I registered my car at my parents place in MD (lower sales tax + lower car insurance). Anyway, I was on track to get a full year (1k deduct) w/Erie Auto Insurance @ $900/yr, but since I have the car in my corporations name, I needed a corporate account it became $1200/yr. I got 1 speeding ticket last year, other than that, clean driving record. __________________ 2008 Jet Black 328xi \| 189 Wheels \| Nav \| Steptronic \| Sport Package \| Logic 7 \| Xenon \| BMW Assist \| Comfort Access \| Fold Down Seats \| iPod/USB \| HD Radio \| 35% CS Tints \| Happy Robot \| V1 Hardwire \| Homelink Retrofit \| Depo Blacklines \|
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10-25-2007, 10:23 AM	#11
HyperM3 Too many Alex's, from now on, call me Beaufort 342 Rep 6,188 Posts Drives: See Sig Join Date: Feb 2007 Location: Lawrenceville, NJ iTrader: (8)	Switched from Allstate to Travelers when I found out they would be $200/yr more. 33yrs old, clean record 07 335 and renters insurance with them. $1012/yr $500 ded. full coverage. __________________ 13 HD FatBob 17 A4 Glacier/Black 1st Edition/Pre+/Sport/EurocodeTMD/Racechip 16 S6 (gone),14 S6 (gone),14 S6 (gone),13 S6 (gone),10 S4 (gone) 07 335i(gone)
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10-25-2007, 03:24 PM	#12
BMCoupe_782 Bavarian Fever 34 Rep 1,108 Posts Drives: 08' e92 328xi TiAg Join Date: Oct 2007 Location: Queens, NY / North NJ iTrader: (4)	I'm shopping around as well (since car should be arriving next week) This thread is good...giving me an idea of what people are getting. Right now, I'm between Geico and Liberty Mutual. Lib Mutual was offering 800/6 months or 1600/year 25 years old Clean driving record no tickets 500 deduct __________________ \| ESS n52 Tune \| BMW Performance Intake/Exhaust \| LUX H8 v3 AE \| GP Thunder 8500K fogs/corners \| LED: signals/interior \| V1 hardwired \| debadge \| AC pedals \| Performance shift knob/boot \| CF e-brake \| Aero lip \| m3 side skirts/spoiler \| MB kidneys \| Strut brace \| Painted reflectors \| Painted Calipers/Hubs \| 35% 3M tint \| Smoked tails \| CF Roundels \| 19" Miro 942 \| Conti DWS \| H&R Springs for xi \| Bilstein Shocks\| Nxt: Alpine Subs/Amps
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10-25-2007, 04:26 PM	#13
iwantmye92 Senior Gigolo 12 Rep 189 Posts Drives: AW e92 328xi Join Date: Apr 2007 Location: Bergen County, NJ iTrader: (0) Garage List 2007 328xi coupe [0.00] 2007 328xi Coupe [0.00]	31 yo...clean record - $1100/yr with a $500 deductible (Geico) Also depends on what part of Jersey you live at. Newark was once called the car theft capital, so I can imagine insurance rates there would be sky high. __________________ Alpine White 328xi coupe \| Coral Red / Aluminum interior \| 6MT \| BMW Performance SSK \|Sport Package \| 18" Style 197 Wheels \| Premium Package
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10-26-2007, 01:33 AM	#14
BaLLzZz Colonel 128 Rep 2,298 Posts Drives: e92 335i Join Date: Aug 2007 Location: NYC iTrader: (5)	100/300 5500/yr 19 2 accidents(no fault) still gotta pay for them though UghHhhHh __________________ Any intelligent fool can make things bigger, more complex, and more violent. It takes a touch of genius and a lot of courage to move in the opposite direction. - Albert Einstein 01 e46 m54 - Current : 14 f10 n26 - Boring & Gone : 15 f30 n26 - Current : 08 e92 n54 - Gone & Missed!!!
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10-26-2007, 06:55 AM	#15
e90fanatic Absolute0 168 Rep 5,078 Posts Drives: Has a Roundel Join Date: Apr 2005 Location: TO/HK/NJ iTrader: (6)	1400/yr Allstate but thinking about going back to GEICO...esp with their extended warranty program. 26/M/Single Clean Record __________________ To procede or not to procede......
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10-26-2007, 11:27 AM	#17
e90fanatic Absolute0 168 Rep 5,078 Posts Drives: Has a Roundel Join Date: Apr 2005 Location: TO/HK/NJ iTrader: (6)	most of the items are covered but there's a $250 deductible for each claim. Still beats any warranty policies out there __________________ To procede or not to procede......
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10-26-2007, 01:55 PM	#19
shadytt PhD. in keep it real~ 2 Rep 126 Posts Drives: 2008 Alpine White E93 Join Date: Sep 2007 Location: New Jersey iTrader: (0)	22 yrs old 08' 328i convertible New Jersey Manufacturers (NJM) Full Coverage $500 deductible never got a ticket in my life $1800 /yr
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10-26-2007, 03:17 PM	#21
Cookiemonster Captain 16 Rep 791 Posts Drives: 2010 335XI e92 Join Date: Apr 2007 Location: Jupiter iTrader: (2)	37 years old....2004 GTO and 335I(both 500 deductable) and renters insurance is $1865 a year for all three items! No tickets! STATE FARM! __________________ 2007 335I sedan (retired) 2010 335xi coupe
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