Chances an engine failure claim would get rejected if I have a tune and a/m clutch?

brandoningram14 · 12-16-2016, 05:10 PM

I have a catback exhaust, aftermarket clutch, aa green filter and a tune. What are the chances my claim gets rejected if I have an engine failure? I'm currently shopping 3rd party warranties and comparing prices (zurich, easycare, local CU, etc.) AFAIK, only bmw would pull the ECU and run it to see if there's been any modifications, correct?

If I bring this to an independent shop, would they even bother pulling the ECU?

shimmy23 · 12-16-2016, 07:41 PM

with a tune it's game over.

brandoningram14 · 12-16-2016, 09:07 PM

Quote:

Originally Posted by shimmy23

with a tune it's game over.

Really? Is this standard protocol for them? What if I flash my ECU back to stock?

dparm · 12-16-2016, 09:22 PM

Quote:

Originally Posted by brandoningram14

Really? Is this standard protocol for them? What if I flash my ECU back to stock?

Yes, because you're pushing the engine past its originally designed limits (or something like that). They can detect if the car was reflashed if they really want to, but who knows if they actually would. Mods will always raise suspicion even if they had nothing to do with it.

squartus · 12-16-2016, 09:23 PM

Yea thats pretty basic across the board, will be able to tell in some cases if you did a tune even if you reflash it. And its fraud if you do manage to get away with it.

brandoningram14 · 12-16-2016, 10:12 PM

Quote:

Originally Posted by squartus

Yea thats pretty basic across the board, will be able to tell in some cases if you did a tune even if you reflash it. And its fraud if you do manage to get away with it.

Hmm how much would you say a 2011 e90 with a non ucntioning engine would go for? Trying to asses the worst case scenario. My car has full maintainence records since mile 1 but I have no idea how common these engines fail or how hard the car was pushed despite it being maintained well. Now I'm considering just going without a warranty or selling this car and buying a stock one

Ezio · 12-17-2016, 02:50 AM

Is it possible BMW might overlook your car being tuned? maybe
is it likely ? probably not.

pooyab · 12-17-2016, 05:08 AM

What if you have it flashed with the GTS tune. Then you could argue it's OEM addition.

GMWNashville · 12-17-2016, 08:23 AM

With a third party warranty it's unlikely they would ask to see any tune related data. However-being an owner of a shop they do generally ask if the car has any modifications and in an engine failure case they would likely want to see maintenance history so be aware of that.

brandoningram14 · 12-17-2016, 10:00 PM

Quote:

Originally Posted by GMWNashville

With a third party warranty it's unlikely they would ask to see any tune related data. However-being an owner of a shop they do generally ask if the car has any modifications and in an engine failure case they would likely want to see maintenance history so be aware of that.

Yeah I can provide full maintenance history, but what if I was unaware or just forgot to bring up the tune?

I don't know how often these engines fail, but I never push the car and never get it close to stock redline or maxspeed

aus · 12-17-2016, 10:20 PM

I had a leak from the head gasket and transmission that was very minimal but present. The extended warranty company sent an inspector and once he saw my suspension, and cat back exhaust, they cancelled my policy. There was NO engine work done.

mdm9 · 12-18-2016, 12:07 AM

Quote:

Originally Posted by brandoningram14

I don't know how often these engines fail, but I never push the car and never get it close to stock redline or maxspeed

Lol you never see 8300 rpm? Why did you even buy this car?

brandoningram14 · 12-18-2016, 12:38 AM

Quote:

Originally Posted by aus

I have a leak from the head gasket and transmission that was very minimal but present. The extended warranty company sent an inspector and once he saw my suspension, and cat back exhaust, they cancelled my policy. There was NO engine work done.

that's ridiculous

who was the underwriter?

brandoningram14 · 12-18-2016, 12:39 AM

Quote:

Originally Posted by mdm9

Lol you never see 8300 rpm? Why did you even buy this car?

what i meant was i'm in 7-8k quite a bit but I don't think I've ever passed redline once (personally)

C|3R1C · 12-20-2016, 02:34 AM

Depends on your relationship with the shop doing the work and who has the warranty. In my case I had BMW extended but I also had a really good relationship with my SA. Despite being full bolt on with tune, catless, etc. I was always covered, including but not limited to driver side throttle actuator, cylinder 3 valve spring and fuel injector, and other random things in the engine.

dparm · 12-20-2016, 09:36 AM

Quote:

Originally Posted by pooyab

What if you have it flashed with the GTS tune. Then you could argue it's OEM addition.

Have fun arguing that with BMW or your warranty provider. It's not what came on your ECU from the factory. Your car is not a GTS.

If you want to know for sure, call the warranty provider and ask them something like this: "I am thinking about modifying the engine computer, how will that affect my warranty?"

becausephilchow · 12-20-2016, 09:36 PM

I would say a clutch is fine, as long as the clutch isn't what caused the failure.

But, a tune, you can kiss your engine warranty goodbye.

CHE///MIST3 · 12-20-2016, 10:30 PM

Aftermarket car warranties are pure gambles...they're expensive when you don't need them, and even more expensive when you MIGHT need it.

I like to save that money for repairs or parts.

GM

BPMSport · 12-21-2016, 05:00 PM

Aftermarket warranties are the best ones, especially for major engine issues.

Fidelity, Easycare, and Zurich are the best three I've seen.

brandoningram14 · 12-21-2016, 05:09 PM

Quote:

Originally Posted by Mike Benvo

Aftermarket warranties are the best ones, especially for major engine issues.

Fidelity, Easycare, and Zurich are the best three I've seen.

But if I run into an engine-related problem, what do I tell the shop? If I tell them I have a tune and an aftermarket clutch, there's no way I'll get the work approved. If I play pretend, it's fraud. In this case I might as well just save the money and not get a warranty and just pray I don't run into a catastrophic failure, right?

vroooom · 12-21-2016, 11:16 PM

Suppose you buy your car pre owned? How is it your fault if it was done prior to your acquisition of the car?

BPMSport · 12-22-2016, 01:24 AM

Quote:

Originally Posted by brandoningram14

Quote:

Originally Posted by Mike Benvo

Aftermarket warranties are the best ones, especially for major engine issues.

Fidelity, Easycare, and Zurich are the best three I've seen.

But if I run into an engine-related problem, what do I tell the shop? If I tell them I have a tune and an aftermarket clutch, there's no way I'll get the work approved. If I play pretend, it's fraud. In this case I might as well just save the money and not get a warranty and just pray I don't run into a catastrophic failure, right?

A shop will want to perform the warranty work and be paid by an extended warranty company - so take it in and say nothing. It's not fraud unless you believe the modifications caused the failure, which in all likelyhood will not be the case.

12-16-2016, 05:10 PM	#1
brandoningram14 Enlisted Member 30 Rep 40 Posts Drives: none Join Date: Jul 2016 Location: NC iTrader: (0)	Chances an engine failure claim would get rejected if I have a tune and a/m clutch? I have a catback exhaust, aftermarket clutch, aa green filter and a tune. What are the chances my claim gets rejected if I have an engine failure? I'm currently shopping 3rd party warranties and comparing prices (zurich, easycare, local CU, etc.) AFAIK, only bmw would pull the ECU and run it to see if there's been any modifications, correct? If I bring this to an independent shop, would they even bother pulling the ECU?
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12-16-2016, 07:41 PM	#2
shimmy23 F15 daddymobile 2352 Rep 3,511 Posts Drives: GS X5 Join Date: Aug 2011 Location: WA iTrader: (3)	with a tune it's game over.
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12-16-2016, 09:23 PM	#5
squartus Major 314 Rep 1,017 Posts Drives: 2010 E92 M3 6MT Join Date: Apr 2013 Location: Mississippi iTrader: (0) Garage List 2010 E92 BMW M3 [10.00]	Yea thats pretty basic across the board, will be able to tell in some cases if you did a tune even if you reflash it. And its fraud if you do manage to get away with it. __________________ 4.4L LC stroker/ESS VT2-625/Volk te37 sl's/AA exhaust/DSS Carbon Fiber driveshaft/ARH Headers.. etc
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12-17-2016, 02:50 AM	#7
Ezio Brigadier General 380 Rep 3,934 Posts Drives: 2023 Alfa Romeo, 2023 m240i Join Date: Nov 2012 Location: MI iTrader: (0)	Is it possible BMW might overlook your car being tuned? maybe is it likely ? probably not.
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12-17-2016, 05:08 AM	#8
pooyab Major 330 Rep 1,158 Posts Drives: 2011 BMW M3 2020 BMW M5C Join Date: Jan 2014 Location: Bay Area, CA iTrader: (2) Garage List 2011 BMW M3 [0.00]	What if you have it flashed with the GTS tune. Then you could argue it's OEM addition. __________________ Interlagos Blue/Speed Cloth \| BayOptiks DTM Headlights \| Alpine Stage 2 \| KW Clubsport \| Resonated X-Pipe \| Eisenmann Race \| StopTech BBK \| TE37SL \| YFCM CF Driveshaft \| Hotchkis F/R Sways \| F/R Endlinks \| Turner Control Arms and Front Tension Bushings \| Powerflex Diff Bushings \| Turner Solid Subframe Bushings \| MS Underdrive Pulley and Intake \| Alpine DCT Tune \| Karbonius Intake \| Carbon Roof (TBD)
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12-17-2016, 08:23 AM	#9
GMWNashville Colonel 172 Rep 2,373 Posts Drives: 19 G05, 16 F80, 10 E70x5D Join Date: Jan 2008 Location: Nashville, TN iTrader: (2)	With a third party warranty it's unlikely they would ask to see any tune related data. However-being an owner of a shop they do generally ask if the car has any modifications and in an engine failure case they would likely want to see maintenance history so be aware of that.
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12-17-2016, 10:20 PM	#11
aus Major General 892 Rep 9,032 Posts Drives: Odysse Join Date: Jul 2005 Location: Seal Beach, CA iTrader: (10)	I had a leak from the head gasket and transmission that was very minimal but present. The extended warranty company sent an inspector and once he saw my suspension, and cat back exhaust, they cancelled my policy. There was NO engine work done. __________________ Let me get this straight... You are swapping out parts designed by some of the top engineers in the world because some guys sponsored by a company told you it's "better??" But when you ask the same guy about tracking, "oh no, I have a kid now" or "I just detailed my car." or "i just got new tires." Last edited by aus; 12-18-2016 at 12:47 AM..
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12-20-2016, 02:34 AM	#15
C\|3R1C So Kewl Guy 49 Rep 619 Posts Drives: 2010 E93 M3 DCT Join Date: Sep 2011 Location: Los Angeles iTrader: (3)	Depends on your relationship with the shop doing the work and who has the warranty. In my case I had BMW extended but I also had a really good relationship with my SA. Despite being full bolt on with tune, catless, etc. I was always covered, including but not limited to driver side throttle actuator, cylinder 3 valve spring and fuel injector, and other random things in the engine. __________________ 2010 E93 M3 / MS Catless X-Pipe / AA Catback / Vorsteiner Vented Hood and Bootlid E93 Trunk / ADV1 7.1 Wheels GB / LS3 LED Lights / Harrop Supercharger
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12-20-2016, 09:36 PM	#17
becausephilchow Lieutenant 175 Rep 513 Posts Drives: 08 E90 M3 Join Date: Mar 2014 Location: Hong Kong iTrader: (2)	I would say a clutch is fine, as long as the clutch isn't what caused the failure. But, a tune, you can kiss your engine warranty goodbye.
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12-20-2016, 10:30 PM	#18
CHE///MIST3 Captain 371 Rep 615 Posts Drives: E92 M3 6MT Space/Black Join Date: Mar 2015 Location: Houston, TX iTrader: (6) Garage List 2009 BMW M3 [0.00] 2007 BMW 328i [0.00]	Aftermarket car warranties are pure gambles...they're expensive when you don't need them, and even more expensive when you MIGHT need it. I like to save that money for repairs or parts. GM
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12-21-2016, 05:00 PM	#19
BPMSport BimmerPost Supporting Vendor 3387 Rep 7,542 Posts Drives: Harrop M3 / F10 M5 / F82 M4 Join Date: Apr 2008 Location: SoCal iTrader: (9) Garage List 2000 BMW M5 [0.00] 1990 BMW 735i Turbo [0.00] 2008 BMW M3 [7.50] 2015 BMW M3 [0.00] 2015 BMW M5 [0.00]	Aftermarket warranties are the best ones, especially for major engine issues. Fidelity, Easycare, and Zurich are the best three I've seen. __________________ -----\| Like us on Facebook \| Instagram \|\| Tuning Information \| Remote Coding \|----- ----Visit us at www.BPMSport.com - Emotion. Driven. \| Toll Free: (888) 557-5133----
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12-21-2016, 11:16 PM	#21
vroooom Private 8 Rep 62 Posts Drives: 2015 SO M4 Join Date: Jun 2016 Location: South Jersey iTrader: (0)	Suppose you buy your car pre owned? How is it your fault if it was done prior to your acquisition of the car? __________________ 2015 M4 Sakhir Orange F82 (SOLD) 2016 M235i Estoril Blue F22 (SOLD) 2013 M3 Melbourne Red E92 (SOLD)
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